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Asteria - Smart Cash Flow

Transformed complex financial tools into intuitive digital products for SMEs, reaching over 400,000 users through partnerships with Swedbank and PayEx.

FintechProduct DesignCo-founderSaaSBankingDesign SystemsFigma

Client

Swedbank, PayEx, SMEs

Duration

8 years (2017-2025)

Team

Co-founder team + partners

Role

Co-Founder & Lead Product Designer

The Challenge

Bring advanced cash flow and financial planning tools to SMEs in a way that feels accessible, delightful, and easy to integrate with banking workflows. Small business owners needed simpler, digital cash flow management solutions but were faced with complex financial planning interfaces that required expert knowledge.

The Solution

Led design from discovery to delivery. Built modular design systems, dashboards, and forecasting interfaces embedded in partner platforms. Created scalable, white-label solutions that served 400,000+ users while maintaining each partner's unique brand identity.

Impact

400,000+

Users reached through banking partnerships

8 years

Co-founding and leading product design

3 major

Banking integrations (Swedbank, PayEx)

SME Research & Discovery

Comprehensive user research with SMEs revealed complex financial planning pain points. Small business owners needed simpler, digital cash flow management solutions that integrated seamlessly with their existing banking relationships.

Key Research Insights

  • SMEs struggled with cash flow visibility and financial forecasting
  • Existing tools were too complex and required financial expertise
  • Trust in banking partnerships was crucial for adoption

Banking Partnership Integration

Designed modular systems for integration with Swedbank and PayEx platforms. Created embedded financial tools that felt native to each partner's ecosystem while maintaining consistent user experience and functionality.

Företagskollen - Swedbank

White-label financial dashboard integrated into Swedbank's online banking platform for 400,000+ business customers. Led product definition, user research, and Design Systems creation.

Design SystemsBanking IntegrationUser ResearchProduct Strategy

Smart Cash Flow - Core Platform

AI-powered cash flow management platform used by 10,000+ SMEs and multiple banks. Led UX/UI, Design Systems, and product validation from 2017-2025.

AI FeaturesFigmaDashboard DesignForecasting UI

Invoice Portal - PayEx

Scalable invoice management portal for SMEs in partnership with PayEx (Swedbank subsidiary). Led UX/UI work and integration with existing tech ecosystem.

Invoice ManagementIntegration DesignScalable UX

Scalable Design Systems

Built design systems and dashboard interfaces that served 400,000+ users. Focused on making complex financial data accessible and actionable for non-experts while maintaining flexibility for white-label partnerships.

Design System Approach

  • Modular components that could be themed for different banking partners
  • Data visualization patterns that made complex financial forecasts understandable
  • Accessibility-first approach ensuring financial tools were inclusive
  • Documentation and design tokens that enabled consistent implementation

"I've had the pleasure of working with Daniel for over 5 years. Daniel is a great resource and it has been a joy to see how Daniel has developed during our time working together. I highly recommend hiring Daniel."

Anders Nordkvist

CEO at Asteria AB

Key Learnings

Building for Trust

In fintech, user trust is paramount. Working within established banking partnerships provided credibility but required meticulous attention to security, privacy, and regulatory compliance in every design decision.

Scalable White-Label Design

Creating design systems that could be themed for different banking partners while maintaining consistent UX taught me the power of modular, token-based design approaches.

Simplifying Complexity

The biggest design challenge was making advanced financial forecasting accessible to non-experts. Success came from progressive disclosure, clear data visualization, and contextual help.